EarnMore Guide

Terms of Service

Terms governing access to and use of EarnMore Guide
Sep 25, 2026
  • Effective date: September 25, 2026
  • Last updated: September 25, 2026
  • Version: 1.0

These Terms of Service (the “Terms”) govern your access to and use of EarnMore Guide at https://earnmoreguide.com, including its playbooks, lessons, downloadable resources, membership features, and related services (collectively, the “Service”).

The Service is operated by WANG XUEYU, an individual operator based in China, trading as EarnMore Guide (“EarnMore Guide,” “we,” “us,” or “our”).

1. Acceptance and Eligibility

By creating an account, purchasing a subscription, or otherwise using the Service, you confirm that:

  • you are at least 18 years old;
  • you have read, understood, and agree to these Terms and our Privacy Policy;
  • the information you provide is accurate and complete; and
  • if you use the Service for an organization, you have authority to bind that organization.

If you do not agree to these Terms, do not use the Service.

2. The Service

EarnMore Guide is a digital educational membership library. It provides practical playbooks, structured lessons, checklists, templates, and related resources intended to help users evaluate and carry out side-business projects.

Membership is a digital service delivered online. Access to paid material is normally activated after payment confirmation. Features, published playbooks, and supporting resources may change as the library is reviewed and updated.

The Service is educational only. It does not provide legal, tax, investment, accounting, employment, or other regulated professional advice. We do not guarantee income, business success, customer acquisition, or any particular result. Your results depend on factors outside our control, including your decisions, effort, skills, market conditions, and compliance with applicable laws.

3. Accounts and Security

You must provide accurate information and keep it current. You are responsible for safeguarding your login credentials and for activity conducted through your account.

You may not share, sell, or transfer your account or allow another person to use your membership. If you believe your account has been accessed without authorization, contact support@earnmoreguide.com promptly.

4. Subscription Plans

We may offer recurring subscription plans, including annual membership where displayed at checkout. The plan name, price, currency, billing interval, included access, and any applicable trial or promotion will be shown before you authorize payment.

We may change plan features or prices for future billing periods. A price change will not be applied to an already-paid period. We will give reasonable advance notice before a material change takes effect.

5. Billing, Automatic Renewal, and Taxes

By starting a recurring subscription, you expressly authorize the amount shown at checkout to be charged to your selected payment method at the beginning of each billing period until you cancel.

Unless cancelled before the renewal date, your subscription automatically renews for the same billing interval. For annual subscriptions, we will send or arrange for a renewal reminder at least seven days before renewal.

Payments are processed by Waffo Pancake, acting as the payment processor and Merchant of Record where applicable. Waffo Pancake, not EarnMore Guide, receives and processes your full payment-card details. We receive transaction information such as the plan, amount, currency, payment status, and transaction or subscription identifiers, but we do not store your complete card number.

Applicable taxes may be added or included as shown at checkout. Your bank or payment provider may impose separate charges, such as currency-conversion fees, for which we are not responsible.

6. Cancellation

You may cancel a recurring subscription at any time through the online subscription-management link available in your EarnMore Guide account settings or in the payment confirmation or receipt provided for your purchase. If you cannot access the online cancellation method, contact support@earnmoreguide.com from your registered email address.

Cancellation prevents future renewal charges. Unless the checkout terms or applicable law state otherwise, your membership remains active until the end of the period you have already paid for. Deleting the application, ceasing to use the Service, or deleting an account does not by itself cancel a subscription.

7. Refund Policy

Because membership provides immediate access to digital content, the following refund rules apply:

  • First-subscription guarantee: You may request a full refund within seven calendar days after your first subscription charge.
  • Duplicate or incorrect charge: A verified duplicate charge or billing error will be refunded in full.
  • Extended service interruption: If an interruption caused by us prevents access to the paid Service for more than 72 continuous hours, we may provide a proportionate refund or extend the membership period.
  • Legal rights: Nothing in these Terms limits a mandatory cancellation or refund right available under applicable consumer law.

Except for the circumstances above, charges are non-refundable, including renewal charges and unused time remaining after cancellation.

To request a refund, email support@earnmoreguide.com with your account email, transaction ID, purchase date, and reason for the request. We aim to acknowledge requests within two business days. Approved refunds are returned to the original payment method, normally within 5–10 business days, although the final timing depends on the payment provider and your bank.

8. Billing Questions and Disputes

If you believe a charge is incorrect, contact support@earnmoreguide.com before initiating a chargeback so that we can investigate. Include your account email and transaction ID, but never send a full card number or card security code.

9. License and Intellectual Property

The Service and its original content, including playbooks, lessons, writing, designs, software, branding, and member resources, are owned by EarnMore Guide or its licensors and are protected by applicable intellectual-property laws.

While your membership is active, we grant you a limited, personal, non-exclusive, non-transferable, revocable license to access the Service and use member resources for your own lawful personal or internal business purposes.

You may not reproduce, publish, sell, sublicense, distribute, scrape, systematically extract, or create a competing library from the Service or its members-only content without our prior written permission. No ownership rights are transferred to you.

10. Acceptable Use

You may not:

  • use the Service for unlawful, fraudulent, deceptive, abusive, or harmful activity;
  • infringe another person’s intellectual-property, privacy, or other rights;
  • bypass membership controls, authentication, rate limits, or security measures;
  • probe, disrupt, overload, or introduce malicious code into the Service;
  • automate bulk extraction or redistribution of playbooks or member resources;
  • impersonate another person or misrepresent your affiliation; or
  • resell access to the Service without written authorization.

Playbooks may discuss or link to third-party platforms, tools, products, or websites. We do not control those services and are not responsible for their availability, terms, security, pricing, or practices. References do not constitute an endorsement or guarantee. You are responsible for reviewing third-party terms before using them.

12. Privacy and Data Security

Our collection and handling of personal information is described in our Privacy Policy. Payment-card data is handled by Waffo Pancake and is not stored on EarnMore Guide servers.

13. Availability and Changes

We work to keep the Service available but do not promise uninterrupted or error-free operation. We may maintain, modify, suspend, or discontinue part of the Service when reasonably necessary for security, legal compliance, technical operation, or product improvement.

If we permanently discontinue a paid Service for reasons unrelated to your violation of these Terms, we will provide a proportionate refund for the unused prepaid period or a reasonable equivalent remedy.

14. Disclaimers

To the maximum extent permitted by law, the Service is provided “as is” and “as available.” We disclaim implied warranties of merchantability, fitness for a particular purpose, non-infringement, and any warranty arising from a course of dealing.

Information may become incomplete or outdated as markets, laws, tools, and third-party platforms change. You are responsible for independently evaluating information before acting on it.

15. Limitation of Liability

To the maximum extent permitted by law, EarnMore Guide and WANG XUEYU will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for loss of profits, revenue, data, goodwill, or business opportunities arising from the Service.

Our total aggregate liability for claims relating to the Service will not exceed the amount you paid to EarnMore Guide for the Service during the 12 months before the event giving rise to the claim. These limitations do not apply where liability cannot lawfully be excluded or limited.

16. Suspension and Termination

We may suspend or terminate access if you materially breach these Terms, misuse the Service, create security or legal risk, or engage in suspected fraud. Where reasonably possible, we will provide notice and an opportunity to correct the issue.

You may stop using the Service at any time. To request account deletion, contact support@earnmoreguide.com. Account deletion and subscription cancellation are separate actions; cancel recurring billing before requesting deletion.

17. Governing Law and Disputes

These Terms are governed by the laws of the People’s Republic of China, without regard to conflict-of-law principles. Before starting formal proceedings, you agree to contact us at support@earnmoreguide.com and attempt to resolve the dispute in good faith.

If a dispute cannot be resolved informally, it will be submitted to a court with competent jurisdiction at the operator’s place of business, unless mandatory consumer law gives you the right to bring a claim elsewhere.

18. Changes to These Terms

We may update these Terms to reflect legal, operational, or Service changes. For a material change, we will provide at least 14 days’ advance notice through the Service or by email where reasonably practicable. The updated version will show a new “Last updated” date. Continued use after the effective date constitutes acceptance of the revised Terms.

19. General Terms

If any provision is found unenforceable, the remaining provisions remain effective. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our consent. We may assign them as part of a reorganization, transfer, or sale of the Service, subject to applicable law.

These Terms and the Privacy Policy form the entire agreement between you and us concerning the Service.

20. Contact

For customer support, billing questions, cancellation assistance, refunds, legal notices, privacy requests, or security concerns, contact:

Terms of Service